Medro Updates

Tighter CRE Lending: Build a Capital Contingency Plan Before Year-End

By Don McClain

By Don McClain | Founder & Principal, Medro Advisors

CRE Daily reports tighter CRE credit and weaker demand in the October Fed survey. For Medro Advisors clients, the next step is a decision map connecting property debt with business liquidity and ownership goals. List each maturity, required cash contribution, responsible decision-maker and fallback trigger. Compare refinancing, an equity contribution, an asset sale or a revised timetable using dated assumptions. Keep proposed funds separate from committed funds.

This November 6 analysis builds on the earlier survey coverage. Discuss the capital trade-offs through Medro’s retained advisory process. The survey is market context, not a decision on any borrower or a promise of available financing.