Medro Updates

Financing Offer Comparison: Reconcile the Cash and the Obligations Together

By Don McClain

By Don McClain | Founder & Principal, Medro Advisors

Compare two reconciliations for every written offer: cash available for the intended use, and obligations remaining afterward. Subtract payoffs, charges and restricted funds from the stated amount; separately identify debt retired and debt continuing. A principal payoff reduces usable proceeds but is not automatically a financing fee.

Add an evidence owner and date beside each unresolved input. If one proposal changes the project scope, show that tradeoff rather than forcing a misleading winner.

Bring the proposals, current obligation schedule and use-of-funds plan to Medro Advisors for a coordinated advisory discussion. No financing commitment is implied.