Medro Updates

Credit Tightens as Loan Demand Grows: Prepare the Financing File Early

By Don McClain

By Don McClain | Founder & Principal, Medro Advisors

The Dallas Fed’s November 9 Banking Conditions Survey reports continued loan growth alongside tighter credit standards and higher loan pricing. Its findings cover 70 institutions in the Eleventh District.

For owners planning working capital, a property refinance or an acquisition, the practical step is to prepare early: define the amount and use of funds, reconcile current financials, identify existing debt and test repayment capacity. Document the timing and source of any required equity.

Discuss your capital priorities: https://medroadvisors.com/