Capital Insights

Compare Financing Costs at the Same Exit Date

Medro Advisors · Research and commentary from Don McClain

By Don McClain | Founder & Principal, Medro Advisors

Compare proposals using the same usable proceeds and repayment date. Then test an earlier and later exit: list payments made, the settlement balance and documented exit charges without counting reserves twice. Ask a qualified professional to validate complex formulas. A lower rate is not a complete cost comparison, and a cheap proposal still must fit the transaction.

Archive: 2026-09-20. Source: https://medroadvisors.com/news-media/real-cost-of-capital
Author: https://donmcclain.net/
FUNDED (forthcoming): https://thefundedbook.com/